Steps to Fix Your Credit
So you applied for a mortgage loan, or were thinking about it,
but have to work on your credit. Now, fixing credit takes a
serious commitment. So if you're not ready to dig your feet in
and spend some money, this video might not be for you.
Get your hands on your credit. You can't fix something that you can't see. You need to get copies of your credit reports and review them. Visit www.Equifax.com , www.Experian.com , www.TransUnion.com , or www.MyFICO.com to purchase copies of all three credit reports. Step 2:
Commit 30 minutes to reading over your report and understand what it shows.
Pay off all collections and credit cards.
Reorder new credit reports to make sure that the accounts have been updated. Step 5:
Open up two to three credit cards. You can visit www.CreditCards.com and look into opening up a few secured credit cards. In the end, fixing credit is difficult, frustrating, and takes time. Be patient and understand that nothing ever worth having came easy—so get ready to work.