Our FHA loans allow a homebuyer to be only 2-years out of a Chapter 7 Bankruptcy, yet still qualify to buy.
Our FHA loans allow a homebuyer to be only 3-years from the satisfaction of a foreclosure, yet still qualify to buy.
Our FHA loans do not require that all collections be paid off as a requirement to purchase a home.
Our FHA loans allow that some types of debt not be counted into the debt-to-income ratio when qualifying for this type of loan.
Our FHA loans allow gift money to be used to help qualify for the mortgage.
The debt ratio for our FHA loans allows a homebuyer to buy a little more than a conventional loan due to market fluctuations and increases.
All of the down payment may be gifted by a family member.