Liberty Home Mortgage

Deciding you are ready to buy your first home can be exciting and overwhelming, but there is no need to panic. Many people have had home loans and mortgages before you, you can have one as well. The first thing you need to find is financing, but you are unsure where to turn. We are a team of mortgage brokers who can help you navigate your way through the homebuyer process.

Fill Out Our EZ Application


Contact Info

We Specialize in Tough Deals!

Rehab Loans

A rehab loan gives you the opportunity to customize your home to your specifications. If you have purchased a home that is in need of repairs, you want a rehab loan. Rehab loans are one of the most difficult loans to qualify for. An FHA203K loan is exactly what you need. Anyone who is attempting to purchase a home, and they do not qualify for a traditional loan, then this is a great loan to get.

Our Rehab loans allow for a variety of repairs, and also allows for a homebuyer to make several upgrades to their specifications.

Apply now!

FHA Loans

FHA loans are one of the most popular loans. First-time homebuyers with only a little money to put down or gift money, people with new jobs or those who don’t want to completely empty out their bank accounts, and people that have bankruptcy loans and foreclosures all may qualify for FHA loans.

Our FHA mortgage loans allow for a homebuyer who is at least two years out of Chapter 7 bankruptcy to qualify to buy a home. Homebuyers can be only three years from a satisfied foreclosure and qualify through our program. A low credit score can be the result of filing bankruptcy or having a foreclosure. With our FHA you can still qualify for an FHA loan. All of your debt collections do not have to be paid off, and some types of debts are not calculated in the debt to income ration with these FHA loans. Gifted money is income that you did not earn. Someone gave it to you like a family member. This money can be used to help you qualify for a loan. The FHA loan is one of the most flexible loan options available.

Apply now!

VA Loans

VA loans are reserved for the brave men and women who serve the country. A VA loan is one of the most competitive loans available. If you qualify for VA financing and you have a Certificate of Eligibility, then you can be approved for a VA loan.

With our VA loans, it is still possible to qualify even if you filed Chapter 7 bankruptcy or had a foreclosure with at least 2 years prior. Sometimes when you are away serving circumstances can negatively affect your finances. You may still qualify for a VA loan with a median 620 credit score, and all collections are not required to be paid off. Exceptions are always possible for veterans who are just returning from serving our country, have a poor job history, or have just started a new job.

Apply now!

USDA Loans

USDA loans are for people who are looking to purchase a home in a rural area. With a USDA loan, you can purchase a home with no money down, and still get a competitive rate.

Our USDA loans allow for past bad credit home loans, bankruptcies, and foreclosures. They do not even require all of your collection to be paid off before you qualify. This type of loan can also help keep closing cost down.

Apply now!

Manufactured Home Loans

Manufactured home loans are specifically for manufactured homes. Manufactured homes are similar to mobile homes but are considered to be more structurally sound. They are a wonderful alternative to the traditional single family home. You can also qualify for a modular home loan which is a similar type of structure. Sections of the home are built in a warehouse and the assembled on the property sight.

Most lenders do not give loans for manufactured homes, but with our loans, you can qualify for a manufactured home loan.

Apply now!

Visit our website to learn more about us »

powered by BirdEye

4401 Rockside Rd Suite 310Independence, OH 44131Phone: 440-665-7627

NMLS 1114762